Delegated authority
Delegated Authority Capacity: What Insurers Expect Before Approval
A guide to the delegated authority evidence, controls and profile data insurers expect before supporting a broker, MGA or scheme.
Summary
Delegated authority capacity depends on appetite fit, evidence quality and operational controls. The process should capture those points before any named introduction.
Delegated authority is an operating model, not just capacity
An insurer or principal is not only assessing the class of business. It is assessing whether the applicant can operate within agreed underwriting, pricing, claims, bordereaux and compliance controls.
That means the request should include binder wording requirements, authority requested, reporting capability, claims handling structure, audit history and any current provider sensitivity.
The approval path should be controlled
A delegated authority opportunity often requires several approvals before terms can be discussed. Document readiness, conflict checks and mutual interest should be tracked from the same introduction case.
Capacity Network is designed around that controlled operating loop, moving from profile to match, document review, named disclosure, meeting, NDA, terms and outcome.
Put This Into Practice
Create a structured profile, define capacity requirements or appetite, and use controlled introductions to protect commercially sensitive relationships.
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