MGA capacity
MGA Capacity: How to Prepare a Market-Ready Profile
What MGAs should prepare before approaching insurers, principals or capacity providers for new or replacement capacity.
Summary
MGAs are more likely to attract relevant capacity when they present a clear underwriting profile, distribution model, evidence pack and controlled disclosure preference.
Build the profile before the market approach
An MGA capacity request should explain the classes written, territories, current and target GWP, underwriting authority required, claims performance and technology capability.
The strongest profiles make the distribution model explicit. Capacity providers need to understand whether premium comes from retail brokers, wholesale brokers, schemes, embedded distribution, appointed representatives or direct channels.
Show operational maturity
Capacity providers want confidence that bordereaux, claims oversight, compliance controls and underwriting governance are already in place or clearly planned.
A market-ready profile should make the first review easy: what is written, how it is controlled, who distributes it, what data is available and which providers should be excluded from early disclosure.
Put This Into Practice
Create a structured profile, define capacity requirements or appetite, and use controlled introductions to protect commercially sensitive relationships.
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