Scheme capacity
Scheme Insurance Capacity: How to Attract the Right Provider
How scheme owners can present an existing or proposed scheme so insurers and principals can assess capacity fit quickly.
Summary
Scheme opportunities need specific evidence: performance, distribution control, operational readiness and a clear explanation of the support required.
Define the scheme properly
A scheme profile should identify whether the opportunity is existing, proposed or pilot stage, then explain target customers, business classes, territories, distribution outlets and expected GWP.
Providers also need clarity on the support required: capacity, fronting, delegated authority, claims handling, reinsurance or strategic distribution.
Make the data pack reviewable
Claims history, bordereaux, loss ratios, pricing assumptions, compliance documents and operational controls help providers decide whether a scheme is credible.
A controlled marketplace can keep the scheme anonymous until the provider has passed appetite fit and the scheme owner is ready for named disclosure.
Put This Into Practice
Create a structured profile, define capacity requirements or appetite, and use controlled introductions to protect commercially sensitive relationships.
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