Scheme owners

Scheme Owner Guide: Presenting a Scheme Opportunity

Scheme owners should explain target customer segment, distribution proof, expected GWP, data available, operational controls and support required so providers can assess fit.

Recommended action

Submit scheme opportunity

What To Do First

  1. 1. Define whether the scheme is concept, pilot, existing or scaling.
  2. 2. Add class, territory, customer segment and distribution outlets.
  3. 3. Explain support required, such as capacity, fronting, delegated authority or claims support.
  4. 4. Add scheme data and documents available for review.
  5. 5. Progress through matching, document review and controlled introduction.

What To Prepare

  • Scheme stage
  • Target customer segment
  • Distribution proof
  • Current and target GWP
  • Policy count and average premium
  • Claims assumptions or performance data

Confidentiality Guidance

  • Use anonymous review where the scheme is commercially sensitive.
  • List providers or partners that should not be approached.
  • Named disclosure follows conflict checks and mutual approval.

Typical Documents

  • Business plan
  • Product wording
  • Claims history
  • Bordereaux
  • Pricing model
  • Compliance documents

FAQs

Can proposed schemes be submitted?

Yes. Proposed schemes can be submitted, but they should include clear evidence of distribution access, target segment and operating plan.

What makes a scheme attractive to providers?

Clear distribution proof, realistic GWP, class fit, data quality, operational controls and a defined support requirement help providers assess a scheme.