Terms

Terms Of Use

These terms set out practical rules for using the Capacity Network website and portal. Participating organisations may also agree separate commercial terms for live marketplace activity.

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Reviewed 23 July 2026. Built for controlled insurance capacity and distribution workflows.

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Using The Website And Portal

Users should use Capacity Network for legitimate insurance capacity, distribution, scheme and partnership activity only.

Portal access is intended for approved users and invited company users. Users are responsible for keeping account credentials confidential and for using the platform in accordance with their organisation's authority.

Marketplace Information

Companies are responsible for ensuring that information they submit is accurate, current and authorised for submission.

Capacity Network may review, hold, decline, request more information or remove submitted information where it is incomplete, unsuitable, commercially sensitive in an uncontrolled way or inconsistent with the platform workflow.

Introductions And Commercial Decisions

Capacity Network can support structured introductions, but it does not guarantee that any provider will offer capacity, that any applicant will accept terms or that any commercial outcome will be reached.

Each party remains responsible for its own underwriting, due diligence, legal, regulatory, financial and commercial decisions.

Confidentiality And Acceptable Use

Users should not misuse confidential information, attempt to access another company's data, upload unlawful material, interfere with the platform or use information outside the approved workflow.

Sensitive marketplace information should not be forwarded outside authorised users or counterparties unless disclosure has been approved.

How we protect confidential capacity searches

Capacity seekers can use anonymous or confidential review, add excluded providers and keep sensitive detail inside the platform workflow until the request is ready to progress.

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How provider anonymity works

Capacity providers and principals can use hidden or controlled visibility, so applicants see fit and process before provider identity is disclosed.

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What happens before named disclosure

Named introductions can be gated by admin review, conflict checks, required document acceptance and mutual approval from both sides.

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Document security and access controls

Documents are attached to specific checklist items, requests or introductions, then reviewed and accessed through role-controlled portal workflows.

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Operating Principles

  • Use the platform for legitimate marketplace activity
  • Submit accurate and authorised information
  • Respect confidentiality and controlled disclosure
  • Do not rely on introductions as a guarantee of capacity
  • Confirm separate commercial terms where required

Frequently asked questions

Do these terms replace commercial agreements?

No. They are website and platform terms. Any insurance, distribution, delegated authority or commercial arrangement should be documented separately between the relevant parties.

Does Capacity Network guarantee capacity?

No. Capacity Network helps structure introductions and workflows, but each party is responsible for its own commercial decisions.